This promotes a likely harmful lending practice or materially obscures underwriting realities in a way that could cause consumers to engage based on an unrealistic promise.
“"100% Approval Guaranteed, No Credit Check Required!"”
These claims are likely to mislead reasonable consumers about approval certainty, underwriting, and the loan's ability to erase debt immediately.
“"100% Approval Guaranteed, No Credit Check Required! Eliminate your debt overnight"”
The ad uses absolute, simplified promises about approval and debt relief that can unreasonably take advantage of consumers in financial distress and impair understanding of the product's real limits.
“"100% Approval Guaranteed, No Credit Check Required! Eliminate your debt overnight"”
A finance charge rate is stated, but 7.99% and 24.99% are presented as unlabeled percentages rather than each rate itself being labeled as an APR.
“"Rates range from 7.99% to 24.99% APR"”