Submission #15

changes requestedReviewed by AI
Product
personal_loan
Channel
affiliate_lead_generation
Filename
affiliate_lead_generation_0.pdf

3 checks flagged

  • failUDAAP-no-deceptive-representation

    This claim is likely to mislead reasonable consumers because the page also says eligibility is based on each lender's own credit criteria, which contradicts an unconditional guarantee of approval for any credit profile.

    “"Guaranteed approval in 60 seconds, any credit accepted!"”

  • needs human review1026.24-actual-terms

    The material states a specific approval claim that may not reflect an actually available term, but whether ClearPath or its partners truly offer guaranteed approval to all credit profiles cannot be determined from the text alone.

    “"Guaranteed approval in 60 seconds, any credit accepted!"”

  • fail255.5-material-connection-disclosure

    Because this is a lead/comparison service connecting consumers to ClearPath and other lending partners, a material commercial relationship is implied and must be clearly disclosed, but no such disclosure appears in the material.

    “Missing disclosure of any referral commission, affiliate payment, or partner-compensation relationship on a comparison page featuring "ClearPath Financial and our other lending partners."”