This headline claim is misleading because elsewhere the material states the actual ClearPath purchase APR is only 0% intro for 12 billing cycles and then 18.99%-27.99% variable, so the net impression of a permanent fixed 0% APR is deceptive.
“ClearPath Rewards Card 2% all purchases / $0 fee / Fixed 0% APR (permanent)”
This comparison/lead-generation style page implies a commercial relationship with featured cards, but the material provides no clear disclosure of any affiliate, referral, or compensation relationship for ClearPath.
“Presented by SmartCardCompare.com, an independent card-comparison site.”
The ad states a specific ClearPath term that conflicts with the card's own disclosed terms later in the material, which show only a 12-cycle introductory 0% APR followed by a variable APR.
“ClearPath Rewards Card 2% all purchases / $0 fee / Fixed 0% APR (permanent)”
The ad refers to the APR as fixed even though the material's own rates section says the APR is 0% intro for 12 billing cycles and then 18.99%-27.99% variable, so the required truthful fixed-rate characterization is not met.
“Fixed 0% APR (permanent)”
The advertised 0% APR is presented in the comparison listing without being labeled as introductory and without immediate disclosure there of the promo period end and the post-promo APR.
“ClearPath Rewards Card 2% all purchases / $0 fee / Fixed 0% APR (permanent)”