Submission #13

changes requestedReviewed by AI
Product
credit_card
Channel
direct_email
Filename
direct_email_0.pdf

3 checks flagged

  • failUDAAP-no-deceptive-representation

    This is a solicitation email for a credit card, but it does not include a clear opt-out notice or mechanism, creating a misleading omission about the recipient's ability to stop future commercial emails.

    “Subject: You're invited to apply for the ClearPath Rewards Card”

  • fail316.5-free-opt-out

    The commercial email does not provide any opt-out mechanism for recipients to stop future emails.

    “Missing opt-out notice/mechanism in the email text”

  • fail1026.60-required-disclosure-table

    This is a credit card solicitation email, but it does not include the required prominent rates-and-fees disclosure table with APR, annual fee, grace period, and balance computation method.

    “ClearPath Rewards Credit Card -- Solicitation Email”